We complicate life. Instead of trusting in God, we take the reins and royally mess up by seeking other lords.
No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.
Matthew 6:24 NET
Money destroys life. Any lord besides the Creator twists the divine purpose and diminishes man.
But we still live the fantasy of being able to hold on to God and to money, of pleasing the Lord and controlling Mammon, as if it were an inanimate object to be used and manipulated at our pleasure.
Until we wake up one day to discover that we are being controlled by it and that we are distant from God.